Top 5 cyber security rises are as follows:

1. Ransom ware contaminates a computer and limits the user’s access, a ransom is paid for users to be able to use their PC

2. The Internet of Things is a system of unified computing devices, mechanical and digital machines, objects, animals or people that are provided.

3. Cyber-espionage the information found through the internet for government use

4. Cyber theft is the stealing of financial information through the internet, such as credit card details and passwords

5. Insecure passwords are passwords that are simply available based on the users tastes or preferences and whether the same password is used several times. Users are continuously providing financial institutions with private and personal information.  Swapping private information is a serious risk.

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AVOIDING CYBER HACKING

Stop responding to emails that are not directly from the financial institutions. These emails are created to be nearly alike to the ones received form financial institutions, so users can be easily misled.

Always check that the email received has a legal email address. This will allow the user to determine whether the email is legitimate or not.

Hackers create a website that looks almost identical to the real one. User may believe that this website is legitimate and therefore enter personal details. Users can check the URL of the website to ensure that the website is indeed legit.

Having a strong password is important as it protects most of our confidential information. Users often use weak passwords that can be easily determined based on the consumer’s tastes and preferences. Users often reuse passwords for several accounts which puts them at risk.

Hackers can send emails pretending ask personal questions while posing as a financial institution. This can be avoided by checking the email address of the email received.

Not only can users be at risk on the internet but when receiving phone calls as well. People may ask personal questions to determine their potential password.

Don’t not give out personal information over the phone. If an institution needs information they will often tell you to go in and resolve the issue.

Users should always keep on guard when they are online and always check what links they are clicking on and what files they are downloading. To protect themselves, users are advised to download anti-virus software to protect your computer and confidential information.